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How long could your money last?

Use this simplified retirement runway calculator to see how long your current savings might support withdrawals under the assumptions you choose.

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For example: Social Security, pension or annuity income.
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Under these assumptions

Year-one withdrawal from savings$0
Starting withdrawal rate0%
Balance after 10 years$0

This is a simple deterministic illustration. Real investment returns vary from year to year and taxes, fees, healthcare costs and changing income are not included.

What this tells you

This calculator estimates how a portfolio might change if your withdrawal need rises with inflation each year and your investments earn the same assumed return every year. It is useful for exploring scenarios, not predicting an outcome.

Check the rest of your plan

Your retirement number is only one part of the picture. The Before-70 Readiness Test also covers protection, family, independence and life planning.

Take the Before-70 Test

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